88% would make this again

Pumpkin Loaf With Cream Cheese

Vish G

April 1, 2026

4.7
(93)

This pumpkin loaf with cream cheese icing hidden inside is a baking dream come true. It looks simple on the outside but is filled with creamy swirls when you slice up this moist homemade bread. We’ll let you decide on calling it breakfast or dessert but either way its definitely yummy enough to bake up any day of the week.

Pumpkin Loaf With Cream Cheese Icing

PREP TIME

20 MIN

COOK TIME

60 MIN

SERVINGS

10

Ingredients

  • Pumpkin loaf
  • 1¾ cups (220 g) all purpose flour
  • 1 tsp baking soda
  • ½ tsp baking powder
  • 1½ tsp ground cinnamon
  • ¼ tsp ground nutmeg
  • ¼ tsp ground ginger
  • ¼ tsp salt
  • ¾ cup (150 g) granulated sugar
  • ¼ cup (50 g) light brown sugar, packed
  • ½ cup (120 ml) neutral oil (vegetable or canola)
  • 2 large eggs, room temperature
  • 1 cup (240 g) pumpkin purée (100% pure pumpkin, not pie filling)
  • 1 tsp vanilla extract
  • Cream cheese icing filling
  • 225 g (8 oz) full fat cream cheese, very soft
  • ¼ cup (30 g) powdered sugar (icing sugar)
  • 1 tsp vanilla extract
  • 1 tbsp milk or cream

Instructions

  • Preheat the oven to 175°C / 350°F and line a loaf tin with baking paper, leaving some overhang for easy removal.
  • In a bowl, whisk together the flour, baking soda, baking powder, cinnamon, nutmeg, ginger, and salt, then set aside.
  • In a larger bowl, mix the granulated sugar, brown sugar, oil, eggs, pumpkin purée, and vanilla until smooth and well combined.
  • Add the dry ingredients to the wet mixture and gently stir just until no dry flour remains, being careful not to overmix.
  • In a separate bowl, beat the softened cream cheese until completely smooth, then mix in the powdered sugar, vanilla, and milk until creamy and lightly sweetened.
  • Pour half of the pumpkin batter into the prepared loaf tin and spread it evenly.
  • Spoon the cream cheese mixture over the batter in an even layer, keeping it slightly away from the edges.
  • Gently spoon the remaining pumpkin batter on top and lightly smooth the surface.
  • Use a knife to gently swirl through the batter just a few times to create a visible cream cheese layer without mixing it fully.
  • Bake for 55–65 minutes, until the loaf is set and a toothpick inserted into the pumpkin portion comes out mostly clean.
  • If the top browns too quickly, loosely cover with foil for the last 10–15 minutes.
  • Let the loaf cool in the tin for 20 minutes, then lift out and cool completely before slicing for clean cream cheese layers.

People Also Asked..

What is the difference between pumpkin bread and this homemade loaf?+
How do I keep the cream cheese swirl from sinking in pumpkin bread?+
Can I make pumpkin cream cheese bread gluten free?+
Why did my pumpkin bread turn out dry or dense?+
Does the cream cheese swirl change how long the bread needs to bake?+
Can I freeze pumpkin bread with cream cheese filling?+

Nutrition Facts

Calories

285

Total Fats

14 g

Saturated Fats

5 g

Cholesterol

55 mg

Sodium

260 mg

Total Carbohydrates

36 g

Sugars

20 g

Protein

5 g

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4.7 / 5. Vote count: 93

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